Uphawu lokubabaza oluzungezwe uhhafu luvela kudeshibhodi yemoto ukuze kuqashwe umfutho wesondo.
Ukuqapha kwamanje umfutho wesondo ngokuyinhloko kuhlukaniswe izigaba ezimbili, okukodwa ukuqapha ukucindezela kwesondo okungaqondile, okunye ukuqapha ukucindezela kwesondo okuqondile, nokuqapha okuqondile kwengcindezi yesondo kuhlukaniswe ngohlobo olwakhelwe ngaphakathi kanye nohlobo lwangaphandle.
Isimiso sokuqapha ingcindezi yesondo engaqondile silula kakhulu.Isistimu ye-ABS yemoto izoqapha isivinini sesondo ngesikhathi sangempela.Lapho umfutho wesondo uphakeme kakhulu noma uphansi kakhulu, ijubane lesondo lizoshintsha.Ngemuva kokuthi isistimu ye-ABS ithole lolu shintsho, izotshela umshayeli ukuthi ahlole umfutho wesondo ngekhompyutha yohambo noma ilambu eliyisixwayiso kuphaneli yezinsimbi.
Ukuqapha kwengcindezi yesondo okungaqondile akukwazi ukukala ukucindezela kwesondo ngalinye, kuphela lapho ukucindezela kwesondo kungavamile, ukuqapha ukucindezela kwesondo kuzothumela i-alamu.Ngaphezu kwalokho, ukuqapha kwengcindezi yesondo engaqondile akukwazi nhlobo ukunquma amathayi anephutha, futhi ukulinganiswa kwesistimu kuyinkimbinkimbi kakhulu, futhi kwezinye izimo uhlelo ngeke lusebenze kahle.
Indima yokuqapha umfutho wesondo
1. Ukuvimbela izingozi
Uhlelo lokuqapha umfutho wesondo luhlobo lwemishini yokuphepha esebenzayo.Ingathusa ngesikhathi lapho amathayi ekhombisa izimpawu zengozi, futhi itshele umshayeli ukuthi athathe izinyathelo ezihambisanayo, ngaleyo ndlela agweme izingozi ezimbi.
2. Nweba impilo yesevisi yamasondo
Ukuqapha Ukucindezela Kwesondo Leloli Ngesistimu yokuqapha ingcindezi yamathayi, singagcina amathayi esebenza ngaphakathi kwengcindezi ethile kanye nebanga lokushisa nganoma yisiphi isikhathi, ngaleyo ndlela sinciphise ukulimala kwamasondo futhi sandise impilo yesevisi yamasondo.Ezinye izinto zibonisa ukuthi lapho ukucindezela kwesondo kunganele, lapho umfutho wesondo wehla ngo-10% ukusuka enani elivamile, impilo yesondo izoncishiswa ngo-15%.
3. Yenza ukushayela kube ukonga
Lapho ingcindezi yomoya ngaphakathi kwesondo iphansi kakhulu, indawo yokuxhumana phakathi kwesondo nomhlabathi izokhula, ngaleyo ndlela ikhulise ukumelana nokungqubuzana.Uma umfutho womoya wesondo uphansi ngo-30% kunomfutho womoya ojwayelekile, ukusetshenziswa kukaphethiloli kuzokwenyuka ngo-10%.
Isikhathi sokuthumela: May-06-2023